# FIRE Calculator

> Estimate your FIRE number and test retirement savings with simulations

Canonical: https://productsfarm.com/product/fire-calculator
Last updated: 2026-11-05

FIRE Calculator is a free web tool for planning financial independence and early retirement. Enter monthly retirement expenses, your invested portfolio, monthly contributions and assumptions for returns and inflation to estimate a FIRE number: annual expenses divided by a chosen withdrawal rate, adjusted for inflation up to your target age.

An optional Monte Carlo simulation runs random market paths with varying returns and withdrawals, showing percentile charts and a downloadable CSV. The planner also estimates a financial independence age and the starting monthly investment needed. Users can pick one of 25 currencies.

It suits people comparing early retirement scenarios and withdrawal rates such as 3%, 3.5% and 4%. Taxes, fees, pensions and local account rules are not modelled, so results are planning estimates, not guarantees.

## Facts

- Website: https://firecalculator.co.in/
- Categories: [Finance](https://productsfarm.com/c/finance)
- Pricing: Free
- Platforms: Web
- Made for: early retirement planners, financial independence savers, personal finance savers
- Built with: [Cloudflare](https://productsfarm.com/tech-stack/cloudflare)
- Made by: [Sumit Kapoor](https://productsfarm.com/u/sumitkapoor)

## On ProductsFarm

- Launched in Week 50 · Dec 7–13, 2026